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Message: <blockquote data-quote="siman91" data-source="post: 825663" data-attributes="member: 755">I work with alot of the main insurance companies and a great tip for reducing the premium is to add a voluntary excess eg that rather than you pay ie first £100 of any claim, increase this to £250 or £500 as to be honest most of us are not going to bother claiming for less than £500!Also dont depend on shitty web sites like the one with the annoying rat thing and call insurance companies directly or even drop into a high street insurance broker (who do exactly the same as the websites but with real people). Alot of the time the policies sold by the web sites are poor as they depend on price only so cut out anything but the legal essentials.S</blockquote>

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