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The Chillout Room
Incensed - any bankers in the hizooose ?
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<blockquote data-quote="Shooms" data-source="post: 729590" data-attributes="member: 36"><p>Proper fucking fuming..... <img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite4" alt=":mad:" title="Mad :mad:" loading="lazy" data-shortname=":mad:" /> </p><p></p><p>I lost my debit card last night so went down the branch today to cancel & get some cash out to tide me over until I received the new one.</p><p></p><p>Some twat reviewed my overdraft limit yesterday (3500) & pulled it to zero :| <img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite9" alt=":eek:" title="Eek! :eek:" loading="lazy" data-shortname=":eek:" /> </p><p></p><p>No prior notice to me, no communication thus far... just available balance = zero.</p><p></p><p>OK I've been living in it for the past year & I know an overdraft is a privilege, not a right but to pull an ARRANGED overdraft like that with no consideration is outrageous in my opinion.</p><p></p><p>I've got my current account, mortgage & credit card with Halifax, I've never missed a payment, failed a DD or went over the arranged limit... </p><p></p><p>I did have 700 quid available to me yesterday... now I've got the cash in my pocket (30 odd quid) & a credit card to last me to the 6th... </p><p></p><p>I've gone & opened a current account with Nat West & plan to get all my DDs & salary payment over there ASAP as I've also got petrol expenses from work coming back to me soon that I need in the new account.</p><p></p><p>Halifax can fucking swivel for the 2800 overdraft I owe em... I'll pay it off in my own good time now... fuck em !</p><p></p><p>Their fucking loss too as I've just had a 500 quid net pay increase per month <img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite7" alt=":p" title="Stick out tongue :p" loading="lazy" data-shortname=":p" /></p></blockquote><p></p>
[QUOTE="Shooms, post: 729590, member: 36"] Proper fucking fuming..... :@ I lost my debit card last night so went down the branch today to cancel & get some cash out to tide me over until I received the new one. Some twat reviewed my overdraft limit yesterday (3500) & pulled it to zero :| :o No prior notice to me, no communication thus far... just available balance = zero. OK I've been living in it for the past year & I know an overdraft is a privilege, not a right but to pull an ARRANGED overdraft like that with no consideration is outrageous in my opinion. I've got my current account, mortgage & credit card with Halifax, I've never missed a payment, failed a DD or went over the arranged limit... I did have 700 quid available to me yesterday... now I've got the cash in my pocket (30 odd quid) & a credit card to last me to the 6th... I've gone & opened a current account with Nat West & plan to get all my DDs & salary payment over there ASAP as I've also got petrol expenses from work coming back to me soon that I need in the new account. Halifax can fucking swivel for the 2800 overdraft I owe em... I'll pay it off in my own good time now... fuck em ! Their fucking loss too as I've just had a 500 quid net pay increase per month :P [/QUOTE]
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Incensed - any bankers in the hizooose ?
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