An ATM is a cash point or cash machine that you stick your card into and get cash back. They are located all over the place over here and at banks with drive up alleys so you dont have to get out of your car.
Almost all banks have drive up service as well, so you dont have to get out of your car to deposit cash or any other bank transaction.
Drive up pharmacies (chemists) are quite popular as well as liquor stores. This sort of thing has been around for many many years, and is nothing new to us.
A lot of proper restraunts are getting drive up windows too. It's not only limited to fast food joints anymore. It's the land of convenience and laziness.